PRIVACY NOTICE

 FACTS What Does The Jefferson Bank Do with Your Personal Information?

 

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

What?  The types of personal information we collect and share depend on the product or service you have with us. This information can include:

         Social Security and Account Numbers

         Account balances and payment history

         Credit history and credit scores

         Income Information and Account Management history.

 

How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons The Jefferson Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does The Jefferson Bank share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

YES

NO

For our marketing purposes – to offer our products and services to you

YES

NO

For joint marketing with other financial companies

NO

YES

For our affiliates’ everyday business purposes – information about your transactions and experiences

YES

NO

For our affiliates’ everyday business purposes – information about your creditworthiness

NO

YES

For our affiliates to market to you

NO

YES

For non-affiliates to market to you

NO

YES

 

 Questions? Call (662)332-7545, Email tjbinfo@searbc.com

Who we are

Who is providing this notice?

The Jefferson Bank – Fayette, Greenville and Rosedale, MS

What we do

How does The Jefferson Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also limit access to your information to only those employees who have a need to know that information that allows them to do a competent job in serving your needs. We

How does The Jefferson Bank collect my personal information?

We collect your personal information, for example:

 

         When you provide it to us on applications for products and services.

         Received from processing your accounts, transactions to and from those accounts or other information we receive from providing other services to you.

         Information we receive from third parties, in response to requests about you.

         Information we receive from a consumer-reporting agency (commonly known as a credit bureau).

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

         Sharing for affiliates’ everyday business purposes-information about your creditworthiness.

         Affiliates from using your information to market to you.

         Sharing for non-affiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing.


Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies:

         Southeast Arkansas Bank Corp (Parent Company)

         Bank of Lake Village

         BLV Realty

         The Jefferson Agency

         Jefferson AG Credit

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

         The Jefferson Bank does not share with non-affiliates unless previously approved by or requested by you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

         The Jefferson Bank does not have a marketing agreement with third party non-affiliates.

Amendments and changes:

The Jefferson Bank reserves the right to amend or change this policy at anytime and without notice. For the most current version of this policy, contact our customer service department at 601-786-3191 or at tjbinfo@searbc.com.