About Us

The Jefferson Bank is a small community bank that serves the Mississippi Delta communities of West Central Mississippi and surrounding area.

Jefferson Bank serves YOU!

We are a "Full Service Bank" located in Greenville and Rosedale, Mississippi.

As a community bank we are community oriented providing for the banking needs of consumer, commercial and agricultural customers in our market area and unlike larger banks decisions are made locally by bank staff that understand the local economy and the needs of our community with the mindset that when people need banking services they need a decision made quickly. We can offer the same services that larger banks provide and can provide them in a more efficient manner so if you are in the need for banking services just give us a call or stop by one of our local branches to speak to one our customer service representative.

Our History

The Jefferson Bank was originally chartered as Jefferson County Bank, October 10, 1900 recorded in the book of incorporations, by J.L. Power, Secretary of State, State of Mississippi. Jefferson County Bank was purchased by Southeast Arkansas Bank Corporation of Lake Village, Arkansas on May 30 , 1997. By articles of amendment to the charter of incorporation, the name was changed to the The Jefferson Bank, August 15, 1997. The Jefferson Bank is an affiliate of the Bank of Lake Village, Lake Village, Arkansas. The Jefferson Bank main office is located at 3008 East Reed Road, Greenville Mississippi.

Mission

The banks primary mission is to provide for the financial needs of the community in which we operate.

Board of Directors

Directors

Charles Weissinger, Jr.
Chairman

William W Bunker, Jr.

Steven Nail

Guy Mattingly Weissinger

Jim Renfroe

Todd Turner

J Paul Janoush

Officers

Greenville Office

Todd Turner
President & CEO

Andy Noah
Senior Loan Officer

Debbie Muirhead
Asst VP & Branch Manager Hwy 1

Angie Coleman
Asst. VP & Senior Loan Administrator

Amy Wilkerson
Cashier & Head Teller Hwy1

Charles H Weissinger III
Senior Commercial Lender

Melissa Wasson
BSA & Compliance Officer

Rosedale Office

Debbie Muirhead
Asst. VP and Branch Manager

Sissy James
Asst Security Officer

Brenda Johnson
Cashier & Head Teller

In need of banking services?

We are here to help you. We can offer not only the money you need, but also expert counseling and direction. Helping you to make the best possible decision and take the best possible direction. Call or email for your loan needs.

Statement of Condition

As of December 31, 2019

Assets
Details	2018	2019
Cash and Due from Depository Institutions	$3,752,333	$3,405,396
Securities	$27,544,070	$24,580,047
Federal Funds Sold	$5,575,000	$14,425,000
Loans and Lease Financing Receivables	$91,486,223	$80,482,076
Less: Allowance for Loan and Lease Losses	($4,394,467)	($3,774,502)
Net Loans and Lease Financing Receivables	$87,091,756	$76,707,574
Premises and Fixed Assets	$617,827	$553,544
Other Real Estate Owned	$0	$0
Other Assets	$5,232,793	$5,143,641
TOTAL ASSETS	$129,813,779	$124,815,202

Liabilities
Details	2018	2019
Deposits	$99,569,036	$102,893,633
Federal Funds Purchased	$0	$0
Other Borrowed Money	$10,000,000	$0
Other Liabilities	$251,649	$292,922
TOTAL LIABILITIES	$109,820,685	$103,186,556

Equity Capital
Details	2018	2019
Common Stock	$100,000	$100,000
Surplus	$12,350,000	$12,350,000
Undivided Profits	$7,543,094	$9,178,646
TOTAL EQUITY CAPITAL	$19,993,094	$21,628,646
TOTAL LIABILITIES & EQUITY CAPITAL	$129,813,779	$124,815,202