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What Does The Jefferson Bank Do with Your Personal Information?
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Why?
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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
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What?
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The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security and Account Numbers
- Account balances and payment history
- Credit history and credit scores
- Income Information and Account Management history
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How?
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All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons The Jefferson Bank chooses to share; and whether you can limit this sharing.
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Reasons we can share your personal information
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Does St. Louis Bank share?
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Can you limit this sharing?
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For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
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Yes
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No
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For our marketing purposes -
to offer our products and services to you
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Yes
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No
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For joint marketing with other financial companies
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No
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Yes
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For our affiliates' everyday business purposes -
information about your transactions and experiences
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Yes
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No
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For our affiliates' everyday business purposes -
information about your creditworthiness
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No
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Yes
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For our affiliates to market to you
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No
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Yes
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For non-affiliates to market to you
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No
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Yes
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Questions? Call 662-332-7545, Email tjbinfo@searbc.com
Who we are
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Who is providing this notice?
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The Jefferson Bank – Greenville, Grenada and Rosedale, MS
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What we do
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How does The Jefferson Bank protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also limit access to your information to only those employees who have a need to know that information that allows them to do a competent job in serving your needs.
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How does The Jefferson Bank collect my personal information?
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We collect your personal information, for example:
- When you provide it to us on applications for products and services.
- Received from processing your accounts, transactions to and from those accounts or other information we receive from providing other services to you.
- Information we receive from third parties, in response to requests about you.
- Information we receive from a consumer-reporting agency (commonly known as a credit bureau).
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Why can't I limit all sharing?
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Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business purposes - information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
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Definitions
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Affiliates
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Companies related by common ownership or control. They can be financial and non-financial companies:
- Southeast Arkansas Bank Corp (Parent Company)
- Bank of Lake Village
- BLV Realty
- The Jefferson Agency
- Jefferson AG Credit
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Non-affiliates
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Companies not related by common ownership or control. They can be financial and non-financial companies.
- The Jefferson Bank does not share with non-affiliates unless previously approved by or requested by you.
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Joint Marketing
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A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- The Jefferson Bank does not have a marketing agreement with third party non-affiliates.
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