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Products & Services

Savings

Savings Account

Interest bearing savings account, with a minimum opening deposit requirement of $200.00. Interest compounds quarterly. An incremental service charge will be assessed as follows:

$1.00 if the balance falls below $300.00 any time during the statement cycle (quarterly).
$2.00 if the balance falls below $200.00 any time during the statement cycle
$3.00 if the balance falls below $100.00 any time during the statement cycle.

You are allowed six withdrawals during a statement cycle (quarterly). A $1.00 per item charge will be assessed for each item over the six item limit.

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YES Savings Account

Savings account geared toward minors. No minimum opening deposit requirement and no service charge. This is an interest bearing savings account, with interest compounded quarterly. This account is only available to those customers under the age of 18. You are allowed six withdrawals during a statement cycle (quarterly). A $1.00 per item charge will be assessed for each item over the six item limit.

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Money Market Account (MMDA)

Interest bearing savings account, with a minimum opening deposit requirement of $2,500.00. This accounts earns interest and is compounded monthly. This account is limited to six withdrawals per month, with no more than three withdrawals being made to third parties. If the balance falls below $2,500.00 during the monthly statement cycle a service charge of $10.00 will be assessed.

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Certificates of Deposits (CD's)

The bank offers many different CD's with varying maturities and rates. The bank can customize a CD to meet your needs.

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* Please contact us for any quotes on current rates and term structures for any and all interest bearing accounts listed above.

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